Terms of Service

in brief

The pininvest.com websites and Pininvest mobile application are the property of Marwodis SA

You may circulate pininvest.com and mobile Pininvest themes, lists, computations and charts, provided you refer to pininvest.com

You may not circulate any end-of-day historical price series

Marwodis cannot guarantee the accuracy, completeness, timeliness, or correct sequencing of pricing information provided by the professional data feeds to which Marwodis subscribes, and cannot be held responsible for inaccuracies on ratio computations relying on the price series

Marwodis is not a professional investment advisor and reference to specific securities is not investment advice

Check with your financial advisor before any investing decision

By using the Services provided by Marwodis on pininvest.com and on the Pininvest mobile application, you accept and agree to be bound and abide by these Terms of Service and our Privacy Policy, found at https://pininvest.com/content/privacy-policy

Copyright

All information available on the pininvest.com website and on the Pininvest mobile application (“pininvest.com”) are the property of Marwodis SA., protected by copyright and intellectual property laws. All rights reserved

All computations accessed on the website, on the mobile application by way of the Marwodis server rely on publicly available and proven algorithms, applied to the data quoted on US exchanges and provided by professional feeds

You may reproduce, retransmit, disseminate, publish, broadcast, or circulate the themes and computations, provided you refer to pininvest.com

You may not reproduce, retransmit, disseminate, publish, broadcast, or circulate any end-of-day historical price series of any equity, bond or ETF from pininvest.com or from the Pininvest mobile application. IN CASE OF VIOLATION OF THIS RULE, MARWODIS COULD BE OBLIGATED TO DISCONTINUE SERVICES ON YOUR BEHALF

You may not sell any information provided. You are entitled to use the information for your private, non-commercial use only

Nature of Service

The pininvest.com websites and the Pininvest mobile application allow the review of selected indices, listings and themes – (the "Themes") – for detailed evaluation by the user, and give access to various asset selections and information located on the Marwodis server

The website and the mobile application rely on professional data sources of US exchange listed prices for all ratio computations but, using the data "as is", Marwodis cannot guarantee accuracy or completeness.

You are made aware data feeds may have limitations in terms of completeness and reliability. The quality of pininvest.com calculations is depending on the quality of the data provided.

References to any specific securities are not investment advice of any kind and do not constitute an offer to buy or sell securities. Marwodis is not a professional investment advisor

It is strongly recommended to review your planned investments with a professional advisor. The past performance of an investment or investment strategy cannot guarantee its future performance

Prohibited Uses

You may use the Services only for lawful purposes and in accordance with these Terms of Service.

You agree not to:

  • Use the Services In any way that violates any applicable federal, state, local or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries)
  • Send or knowingly re-use any material which does not comply with the Terms of Service
  • Disclose your user name, password or any other piece of confidential information which is part of our security procedures to any other person or entity
  • Impersonate or attempt to impersonate the Company, a Company employee, another user or any other person or entity (including, without limitation, by using e-mail addresses or user names associated with any of the foregoing)
  • Engage in any other conduct that restricts or inhibits anyone's use of the Services, or which, as determined by us, may harm the Company or users of the Services or expose them to liability

Additionally, you agree not to:

  • Use the Service in any manner that could disable, overburden, damage, or impair the Service or interfere with any other party's use of the Service, including their ability to engage in real time activities with the Services
  • Use any device, software or routine that interferes with the proper working of the Service
  • Introduce or attempt to introduce any viruses, trojan horses, worms, logic bombs or other material which is malicious or technologically harmful
  • Attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the Service, the server on which the Service is stored, or any server, computer or database connected to the Services
  • Attack the Service via a denial-of-service attack or a distributed denial-of-service attack
  • Otherwise attempt to interfere with the proper working of the Service

We have the right to disable any user name, password or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Service

Changes to the Terms of Service

We may revise and update these Terms of Service from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Services thereafter

Changes to the Terms of Service will be signaled on our website and mobile app

Your continued use of the Service following the posting of revised Terms of Service means that you accept and agree to the changes

Disclaimers

Links from the Service: if the Service contains links to other sites and resources provided by third parties, these links are provided for your convenience only. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to the Service, you do so entirely at your own risk and subject to the terms and conditions of use for such websites

Neither Marwodis SA nor any of the information providers updating asset pricing on the "Themes" or on any other asset on pininvest.com can guarantee the accuracy, completeness, timeliness, or correct sequencing of any of the information either available on the websites or downloaded on the application. There may be delays, omissions, or inaccuracies in the information.

NEITHER MARWODIS SA NOR ANY OF THE INFORMATION PROVIDERS UPDATING DATA ON THE "THEMES" OR IN THE MOBILE APPLICATION SHALL HAVE ANY LIABILITY, CONTINGENT OR OTHERWISE FOR THE ACCURACY, COMPLETENESS, TIMELINESS, OR CORRECT SEQUENCING OF THE INFORMATION OR FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE UPON THE INFORMATION ON PININVEST.COM OR IN THE MOBILE APPLICATION, AND FOR INTERRUPTION OF ANY DATA, INFORMATION, OR ANY OTHER ASPECT DOWNLOADED FROM THE DATAVARIANCE SERVER.

THE PAST PERFORMANCE OF AN INVESTMENT OR INVESTMENT STRATEGY CANNOT GUARANTEE ITS FUTURE PERFORMANCE.

NEITHER MARWODIS SA NOR ANY OF INFORMATION PROVIDERS MAKE ANY REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION, PRODUCTS, OR SERVICES CONTAINED IN PININVEST.COM OR IN THE MOBILE APPLICATION. ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. PRODUCT SPECIFICATIONS AND PRICES OF FEE-BASED PININVEST.COM RELEASES ARE SUBJECT TO CHANGE WITHOUT NOTICE

Indemnification

You agree to defend, indemnify and hold harmless the Company, its affiliates, licensors and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Service or your use of the Service, including, but not limited to, any use of the Service’ content, services and products other than as expressly authorized in these Terms of Service or your use of any information obtained from the Service

Governing Law and Jurisdiction

All matters relating to the Service and these Terms of Service and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the Swiss Confederation without giving effect to any choice or conflict of law provision or rule

Any legal suit, action or proceeding arising out of, or related to, these Terms of Service or the Service shall be instituted exclusively in the courts of the Swiss Confederation or the courts of the Canton de Vaud although we retain the right to bring any suit, action or proceeding against you for breach of these Terms of Service in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Arbitration

At Company's sole discretion, it may require You to submit any disputes arising from the use of these Terms of Service or the Service, including disputes arising from or concerning their interpretation, violation, invalidity, non-performance, or termination, to final and binding arbitration under the International Arbitration Rules of the International Centre for Dispute Resolution, excluding any rules or procedures governing or permitting class actions.

ANY ARBITRATION UNDER THIS AGREEMENT WILL BE ON AN INDIVIDUAL BASIS ONLY. THE PARTIES EXPRESSLY WAIVE THEIR RIGHT TO FILE OR JOIN A CLASS ACTION OR PRIVATE ATTORNEY GENERAL ACTION, OR TO CONSOLIDATE THEIR ARBITRATION WITH OTHER ARBITRATIONS. YOU ARE WAIVING YOUR RIGHTS TO HAVE YOUR CASE DECIDED BY A JUDGE OR JURY. IF ANY PROVISION OF THIS ARBITRATION AGREEMENT IS FOUND UNENFORCEABLE, THE UNENFORCEABLE PROVISION SHALL BE SEVERED, AND THE REMAINING PROVISIONS SHALL REMAIN ENFORCEABLE.

Limitation on Time to File Claims

CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF SERVICE OR THE SERVICE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

Waiver and Severability

No waiver by the Company of any term or condition set forth in these Terms of Service shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms of Service shall not constitute a waiver of such right or provision

If any provision of these Terms of Service is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Service will continue in full force and effect.

Your Comments and Concerns

The Services are operated by Marwodis SA, 1 place Dufour, 1110 Morges (Vaud) Switzerland

All notices of copyright infringement claims should be sent to the Company at the address above and emailed to contact@pininvest.com