Digital India - a Gordian Knot
To back-up India's neutral payment platform, for-profit complementary'rails' might be called upon to share regulatory tasks... How to rein in the digital titans on the largest global market is on everyone's mind...
Money Trails
India - Rain on the Digital Parade
The New Umbrella Entities (NUEs) for retail payments - the new Indian regulatory framework - bring together the titans of global social networks, e-commerce and Indian conglomerates - a billion dollar contest (many times over)
Inventing New Ant
How to preserve the best of China's giant fintech venture, supporting the firm's global outreach, but curbing its overweening control over domestic Chinese credit, these are the questions 'New Ant' is preparing to address
Ant Group's Digital Treasure
The 33% Alibaba subsidiary demonstrated China's digital mastery in financial applications based on world-beating data analytics. The cancellation of its much awaited IPO was a thunderbolt and the official rationale of this decision needs to be evaluated
Ant Group - a risk too far
The third-party payments processor has been in the sights of China's Central Bank regulators since 2017 because the digitalization of all cash streams, payments as well as financial, was foreshadowing the fragmentation of the banking system
Is Ant Group feeling antsy ?
Shaking up the fund management industry in China and on its way to reinvent the business model which made its success, the huge valuation, attributed to the company in June '18, is one more challenge to overcome
Ant Group - is a non-bank a bank ?
Coming to a brutal halt, the much publicized IPO of Ant Group, the fintech subsidiary of Alibaba, is unique by its sheer size, its dominance over Chinese digital transactions and its key role in credit allocation ...but is the technology firm a bank ?
Overhauling US payment systems
What if payment systems in the US, where only 2% of credit and debit-card transactions rely on PIN numbers and where 19bn cheques continue to be written every year, were finally ready for an overhaul ?
Are the Chinese payment systems front runners ?
Ant Financial Services Group, with the 520 million users of its mobile payment platform Alipay, is a model of the reach and ambition of financial technology worldwide, riding the wave of e-commerce and mobile payments